Lowest Interest
Residential Mortgages — Structured Home Financing
Bespoke mortgage solutions for residential property acquisition, self-construction, or balance transfer. Match offers across 25+ banking partners with rapid in-principle sanction.
Interest Rate
8.4% p.a.
Max Loan Amount
Up to ₹10 Crores
Tenure Range
5 to 30 Years
Disbursal Time
48-72 Hours
Key Features & Benefits
Why applying for Residential Mortgages through LTS Finserve gets you superior loan terms.
High LTV financing up to 90% property value
Transparent processing with customized bank waivers.
PMAY interest subsidy advisory
Transparent processing with customized bank waivers.
Substantial tax benefits under Section 24 & 80C
Transparent processing with customized bank waivers.
Doorstep legal & technical title search
Transparent processing with customized bank waivers.
Eligibility Criteria
Basic requirements for approval
Age Limit:23 to 65 Years
Minimum Income:₹30,000 / month
Work Experience / Vintage:2 years stable professional track record
Min Credit Score:650+ CIBIL
Document Checklist
Minimal paperwork required
- PAN Card & Address Proof
- Property Title Deed & Construction Agreement
- Last 2 years Form 16 / Income Tax Returns
- 6 months active bank statement
EMI Calculator
Calculate Your Loan EMI
Calculate your monthly EMI, total interest, and complete repayment schedule with full transparency across top banks.
- Instant monthly EMI calculation
- Principal vs interest breakdown
- Live rates from 28+ partner banks & NBFCs