Refinancing Yield Optimizer

Balance Transfer Savings Calculator

Calculate exact monthly and cumulative interest savings when switching active loans to a lower spread lender.

Outstanding Principal Balance₹40,00,000
Current Interest Rate (% p.a.)10.5%
New Offered Rate (% p.a.)8.5%
Remaining Tenure (Years)15 Years
Refinancing Yield Projection
Total Net Interest Savings
₹8,68,680
Current Monthly EMI
₹44,216
New Monthly EMI
₹39,390
Monthly Cash Flow Improvement: ₹4,826 / month saved.