Borrowing Capacity Calculator
Borrowing Capacity Calculator
Estimate the maximum loan limit you can qualify for across 28+ partner banks based on monthly income and FOIR limits.
Gross Monthly Income₹75,000
Existing Monthly EMIs₹10,000
Expected Interest Rate (% p.a.)9.5%
Tenure (Years)20 Years
Loan Eligibility Summary
Estimated Maximum Borrowing Limit
₹33,52,532
Max Allowable New EMI
₹31,250
FOIR Utilization Ratio
55% of Income
Assumes standard 55% FOIR threshold. Higher limits available for Tier-1 corporate employees or co-applicants.