Privacy Policy & Data Protection

Last Updated: September 2026 • DPDP Act 2023 & RBI Digital Lending Compliant

1. Information We Collect

LTS Finserve collects personal information (Name, Email, Mobile, City, Pincode), financial details (Employment type, Monthly/Annual income range, company name, existing EMIs), and required KYC documents (PAN, Aadhaar, Bank Statements) strictly for loan qualification and match processing.

2. Purpose & Data Minimization

Your data is used solely to match your profile with our 25+ partner banks and NBFCs, facilitate relationship manager communication, and generate in-principle sanction quotes. We do NOT sell or share your data with unauthorized 3rd parties.

3. Soft Credit Enquiry Consent

Initial eligibility checks perform a soft credit inquiry which has ZERO impact on your CIBIL credit score. Formal hard credit bureau inquiries are only conducted when you explicitly select a lender and approve formal submission.

4. Data Security & Encryption

We implement 256-bit SSL encryption in transit and AES-256 encryption at rest. All document uploads are stored in private encrypted storage vaults accessible only by authorized personnel.